Contact Spot On Insurance Brokers
Need insurance advice, a quote, claims support, or help choosing the right cover? Our team is ready to guide you with clear, reliable, and professional insurance support.
Whether you are an individual, business, institution, or organization, Spot On Insurance Brokers Limited is here to help you protect what matters most.
Kitwe Head Office
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Ndola Branch
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Lusaka Branch
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Chipata Branch
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Find Us
Spot On Insurance Brokers Limited helps individuals, businesses, institutions, and organizations find suitable insurance cover, manage risk, negotiate premiums, review policies, and receive claims support. Our role is to guide clients with clear insurance advice and help them make confident protection decisions.
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An insurance broker works for the client’s interests, not for one insurance company. This means you receive independent advice, help comparing available cover options, support with premium negotiation, and guidance when claims arise.
No. Clients do not pay extra for using an insurance broker. Instead, brokers help negotiate better premiums, provide expert advice, and assist with claims management at no additional cost to the client.
Yes. Spot On helps you understand your risks, compare suitable insurance options, and choose cover that fits your personal, business, or organizational needs. We assist with risk assessment, policy placement, premium negotiation, and policy reviews.
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Yes. Spot On supports clients during the claims process by helping with claim preparation, documentation, insurer communication, follow-ups, and settlement negotiation. This helps make the claims process easier and more reliable for clients.
Spot On assists with many insurance solutions, including motor insurance, business insurance, life insurance, medical insurance, travel insurance, construction insurance, agriculture insurance, mining insurance, cyber insurance, public liability, professional indemnity, goods in transit, and specialist insurance covers.
Yes. Spot On supports businesses of different sizes with insurance solutions for property, stock, vehicles, machinery, employees, liability risks, cyber risks, business interruption, and specialist industry exposures.
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Yes. Spot On serves both businesses and individuals. We can help individuals and families with motor insurance, life cover, medical insurance, travel insurance, domestic package insurance, personal accident cover, and other personal protection needs.
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Spot On has offices in Kitwe, Ndola, Lusaka, and Chipata, making it easier for clients in different parts of Zambia to access professional insurance support.
You should choose Spot On because we offer independent advice, tailor-made insurance solutions, risk management support, strong relationships with insurers, claims assistance, and client-focused service. Spot On is also a fully Zambian-owned insurance broking firm established in 2016.
